Products and Services Offered

What Kinds of Insurance Products Are Available?

AIG Direct offers a variety of insurance products including Term Life Insurance, Accidental Death Insurance and our new Term Life Insurance with Living Benefits (Quality of LIfe...Insurance® Flex Term). We offer advice from licensed agents with expertise  who can help find valuable coverage to help meet your family's individual needs. We don't use a cookie-cutter approach to selling life insurance. Instead, we listen carefully to you and help tailor a customized insurance coverage plan that helps to meet your lfie insurance needs. Contact a licensed, professional, and helpful AIG Direct agent today to request a free, no-obligation life insurance quote.

  • Quality of Life...Insurance®

    Term Life Insurance with Living Benefits

    Quality of LIfe...Insurance® Flex Term can help protect you in a compelling way by providing a benefit in the event of your premature death. It also lets you accelerate a portion of your death benefit if you are impacted by a qualifying critical, chronic, or terminal illness so that you can receive benefits during your lifetime when you may need them most. Click here for more details about QoL FlexTerm.

  • Click here for Important Consumer Disclosures Regarding Accelerated Benefit Riders.

    Learn More

  • Term Life Insurance

    Traditional Term Life Insurance

    Term life insurance covers the policyholder for a specific amount of time, which is known as the "term." Terms typically range from 10 to 30 years, depending on the product and preference of the policyholder. Among the most popular life insurance products available, term life tends to be more affordable. It typically provides an amount of coverage for much less than permanent types of life insurance.

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  • Accidental Death Insurance

    Accidental death and dismemberment insurance covers you and your family if you are seriously injured or killed in an accident, lose a limb, suffer blindness, or are paralyzed in a covered accident.

  • Return of Premium Term Life

    Protection now. Money back later. We all recognize the need to provide life insurance protection for our families. Without it, the death of a provider can have devastating consequences.

  • Whole Life Insurance

    Whole life insurance through AIG Direct has fixed premiums for the life of the policy. A portion of each premium you pay becomes part of this cash value.

  • Universal Life Insurance

    Insurance that can cover you for life. It's called Universal Life insurance and it provides both flexibility and financial advantages.

  • Permanent Life Insurance

    Permanent life insurance allows you to get coverage for your entire life. This compares to term life, which covers you for a specific number of years.

Talk to a licensed representative:

1-800-294-4544


Get a FREE Personalized
Term Life Insurance Quote

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