AIG Direct offers a variety of insurance products, including Term Life Insurance, Accidental Death Insurance and our new Term Life Insurance with Living Benefits (Quality of LIfe...Insurance® Flex Term). We offer advice from licensed agents with expertise who can help find valuable coverage to help meet your family's individual needs. We don't use a cookie-cutter approach to selling life insurance. Instead, we listen carefully to you and help tailor a customized insurance coverage plan that helps to meet your life insurance needs. Contact a licensed, professional, and helpful AIG Direct agent today to request a free, no-obligation life insurance quote.
Quality of LIfe...Insurance® Flex Term can help protect you in a compelling way by providing a benefit in the event of your premature death. It also lets you accelerate a portion of your death benefit if you are impacted by a qualifying critical, chronic, or terminal illness so that you can receive benefits during your lifetime when you may need them most. Click here for more details about QoL FlexTerm.
Click here for Important Consumer Disclosures Regarding Accelerated Benefit Riders.
Term life insurance covers the policyholder for a specific amount of time, which is known as the "term." Terms typically range from 10 to 30 years, depending on the product and preference of the policyholder. Among the most popular life insurance products available, term life tends to be more affordable. It typically provides an amount of coverage for much less than permanent types of life insurance.
AIG Direct offers guaranteed issue whole life insurance - a simple and affordable life insurance policy with guaranteed acceptance. If you're age 50-85, you can't be turned down for health reasons.
Whole life insurance through AIG Direct provides fixed premiums for the life of the policy. A portion of each premium you pay becomes part of this cash value.
Accidental death and dismemberment insurance covers you and your family if you are seriously injured or killed in an accident, lose a limb, suffer blindness, or are paralyzed in a covered accident.
Protection now. Money back later. We all recognize the need to provide life insurance protection for our families. Without it, the death of a provider can have devastating consequences.
Insurance that can cover you for life. It's called Universal Life insurance and it provides both flexibility and financial advantages.
Permanent life insurance allows you to get coverage for your entire life. This compares to term life, which covers you for a specific number of years.