Guaranteed Issue Whole Life Insurance from American General Life Insurance Company is a simple and affordable life insurance policy designed to cover expenses like medical bills, credit card debt or funeral costs, and can help protect your loved ones from future financial burdens.
With Guaranteed Issue Whole Life Insurance, if you're age 50-85, you can't be turned down for health reasons, and you can receive permanent life insurance without having to qualify for coverage based on your health. The benefits from this guaranteed issue whole life insurance can lend a helping hand for your loved ones during a difficult time.
Permanent protection that lasts you a lifetime - You are automatically qualified and we guarantee that we won't turn you down.
No medical exams or health questions that can cause traditional life insurance costs to skyrocket.
Get Guaranteed Issue Whole Life Insurance starting with coverages from $5,000 all the way to $25,000.
Chronic Illness - This benefit returns all of the premiums paid and is triggered when the insured cannot perform at least 2 of the 6 "activities of daily living" (bathing, continence, dressing, eating, toileting, transferring) or is diagnosed with a severe cognitive impairment like Alzheimer’s or dementia.
Terminal Illness - This benefit provides 50% of the applicable death benefit at the time of acceleration. Terminal Illnesses are illnesses or physical conditions that are certified by a physician to be reasonably expected to result in the insured's death within 24 months from the date of certification.
Premiums for Guaranteed Issue Whole Life Insurance are level and are guaranteed not to increase during the life of the policy.
Guaranteed Issue Whole Life Insurance was built for affordability with lifetime protection that is both practical and versatile.
*The total amount of all American General Life Insurance Company Guaranteed Issue Whole Life Insurance policies on any person cannot exceed $25,000 in the aggregate. Policies issued by AGL in all states except NY, Policy #: 15532, ICC15-15532. AGL is not licensed to do business in New York.