Skip to Search

Skip to Content

Welcome to AIG Direct’s guide to understanding life insurance. If you’re considering a life insurance policy, this is a great place to begin. The information you find in this guide can help you determine your needs and how to apply for coverage. To learn more about life insurance, we encourage you can read through the following sections or consult with one of our knowledgeable and licensed agents. You can also choose from the menu below if you are interested in a specific topic.

Life Insurance Basics: It's important to buy life insurance before you need it.

Life Insurance

Life Insurance - It's important to buy life insurance before you need it. Read on to find out how it can help you plan for a rainy day, while enjoying a sunny one.

October 2017

Life Insurance Basics: What Is Life Insurance - Iit's a Security Blanket for Your Loved Ones.

What Is Life Insurance?

Life insurance provides ready money to the people who depend on your paycheck, in the event of your passing. Find out how it works and why you may need it.

October 2016

Life Insurance Basics: How Does Life Insurance Work - Understanding How Life Insurance Works Might Be Simpler Than You Think

How Does Life Insurance Work?

"How does life insurance work?" is a question we hear a lot. Though it may feel like you're facing a steep learning curve, the good news is that understanding how life insurance works might be simpler than you imagine.

October 2017

Life Insurance Basics: Types of Life Insurance Policies - Though term life insurance is one of many types of life insurance policies available, it is popular because of it's flexibility, affordability and guaranteed payout.

Types of Life Insurance Policies

Life insurance policies come in a great number of shapes and sizes. If you're choosing a policy for the first time, it's important initially to decide which type of life insurance is ideal for your specific situation. Policies can generally be broken down into two categories - term and permanent. 

October 2016

Life Insurance Basics: Which Type of Life Insurance Policy is Right for Me - here's no such thing as a 'one-size-fits-all' life insurance policy.

Which Type of Life Insurance Policy is Right for Me?

You've spent countless hours researching life insurance options, but still aren't sure which one is right for you and your family. Between reading articles and vetting life insurance companies, it can start to feel a lot like homework. (And who likes homework?)  We're here to help guide you through the process - not give you more work to do.

October 2016

Life Insurance Basics: What to Expect When You Apply for Life Insurance

What to Expect When You Apply for Life Insurance

Buying life insurance may seem daunting at first, but with a little guidance from us, you can easily find and apply for a life insurance policy that fits your needs. We have knowledgeable, licensed agents that are always on standby to help guide your decisions. 

October 2016

Life Insurance Basics: Life Insurance Medical Exam and What to Expect

Life Insurance Medical Exam

Simply put, the medical exam portion of the life insurance application process is used to determine if you have any health conditions that could affect your rate class. It shouldn't take more than 30 minutes, and can help you secure a better rate for your life insurance policy.

October 2016

Life Insurance Basics: Managing and Reviewing Your Life Insurance Policy

Managing Your Life Insurance Policy

Once you've secured your life insurance policy, it is important to review your coverage periodically. Reviewing a life insurance policy after important life events or life changes may prompt you to update or increase your coverage.

October 2016