Common Life Insurance Myths & The Truth Behind Them
Learn the truth behind life insurance. Discover if you should consider a life insurance policy, how long it takes to get a life insurance policy and more.
September 2016
Why Life Insurance?
5 Things Freelancers Should Know About Getting Life Insurance
Life insurance is vital no matter your career choice. If self-employed life has been holding you back from purchasing your own policy get in touch with our team of experienced agents who will help tailor your custom plan today.
October 2016
Do I Need Another Life Insurance Policy If You Get One Through Work?
If you're working full-time, you may have been offered life insurance through your job. Sometimes group life insurance is an option as part of an employee benefits package. In some cases, you may be able to also purchase a supplemental life insurance policy through work if you want more coverage.
September 2016
Joint Life Insurance
As you begin to set up your new household and family, there are many things to consider. Not only will you have to discuss how to handle such things as holidays and household duties, but you will also want to establish a financial plan to reach your long term goals. Term Life Insurance is a popular life insurance choice for newlyweds and married couples.
October 2016
Consequences of Dying Without Life Insurance
Investing in life insurance may raise more questions than answers. That’s why it’s always important to take the proper steps involved to understand your life insurance policy in its entirety. Doing so will ensure you have all of the right knowledge in front of you to make informed decisions for both you and your family.
October 2016
Life Insurance for Business Owners
As a small business owner, you may be responsible for the livelihood of one, several, or many employees who work for you. A life insurance policy can help you protect your business should you pass on unexpectedly. You can keep your legacy intact, and ensure your employees are still able to carry on your business.
October 2016
What Is Key Person Life Insurance?
Small businesses should examine key person life insurance strategies to maintain the health of an organization in the event of an owner's or top contributor's death.
October 2016
Life Insurance Beneficiaries: Tips for Single Parents
I am a Single Parent - How Do I Choose a Beneficiary? If you're looking for life insurances for parents, get info on how to designate a beneficiary. Contact AIG Direct for a free term or whole life insurance quote.
October 2016
Know the Tax Benefits of Your Life Insurance Policy
Proceeds from a life insurance policy are tax-free to the beneficiary, but policyholders have four other crucial tax benefits they should be aware of.
October 2016
How to Know Who Handles Debt After Loved Ones Pass?
Coping with a loss is difficult enough without added financial stress. Yet, who handles debt after loved ones pass? Here’s what you need to know.
October 2016
Why is Life Insurance Important?
Life insurance must be bought before it's needed. Here are six reasons people put off buying it, and why the benefits of life insurance outweighs them all.
October 2016
Life Insurance for Single Parents
You know that you’re the one person who’s always there for your children. Make sure you have a comprehensive plan in place to protect your children.
September 2017
Life Insurance for Homeowners
Life Insurance for Homeowners: A life insurance policy can help relieve the stress and worry that comes with a new home mortgage in the event of a premature death.
October 2016
Life Insurance for Families
There's no such thing as a "typical" family. Read on to learn about life insurance for families of every type.
October 2016
Do Both Spouses Need Life Insurance?
The Short Answer is Likely Yes. Many of us feel that neither ours nor our spouse's duties are dispensable or easily replicated - that's why it's called partnership. Despite that fact, on average, life insurance for stay at home spouses is rare. Generally, stay at home moms and dads will rely simply on their spouse's group or individual life insurance policy.
October 2016
What is Group Life Insurance?
For many employees, the benefits provided by their employer can be nearly as important as their wages. Aside from vacation and sick time, many full-time employees are also able to take advantage of a 401(k) match or pension, health, dental and vision care, and maybe even a few employee discount opportunities. Another common benefit employees may partake in is employer-paid life insurance, or group life insurance.
September 2016
6 Life Insurance Myths Debunked
Life insurance, much like quantum physics and ancient literature, isn't a topic well understood by many. In fact, in a LIMRA study that tested Americans' knowledge of life insurance, 70% of people failed. While it's true that quantum physics may not affect your everyday, life insurance can have an important and immediate effect on our financial well-being and that of the people who matter most to us.
September 2016
Life Insurance Awareness Month
Life Insurance Awareness Month. Life insurance - It’s Not for You, It’s for Them
October 2016
Life Insurance for Parents
Every parent wants to protect his or her child. Learn how life insurance for parents can help you do just that.
October 2016
The Dollars & Sense of Buying Life Insurance When You’re Young
Young people are tying the knot later in life, but that doesn't mean that buying life insurance should be put off too.
October 2016
4 Uses for Life Insurance You Haven’t Considered
You may know that buying life insurance may be part of being responsible and helping to protect your family from financial instability, but do you know how your life insurance policy could be used?
October 2016
How Long Do I Need Term Life Insurance?
The world of life insurance is incredibly dynamic, but with so many options and decisions, the silver lining is that you can find a policy that fits your present and future needs.
October 2016
Show Mom How Much You Value Her: Buying Life Insurance for Mother's Day
Breakfast in bed and flowers are great ways to say I love you, but a life insurance policy says I love you and I want you to be financially secure. That's true romance.
December 2016
New Homeowners: Add Life Insurance to Your List of DIY Projects
If you've recently taken the leap and bought your own home, you likely have a long list of to-dos. And you aren't alone. An Experian study estimates that new homeowners will buy "more products and services in the first six months after moving than an established resident spends in two years." With all of the responsibility that comes with homeownership, it's no wonder that many families turn to DIY projects as a way to lighten the financial load.
October 2016
3 Personal Finance Essentials Young People Need to Know
When you're a young adult, you generally have to learn to cook, clean, do laundry, manage your finances - all the while focusing on your career and relationships. Eventually though, you'll likely figure it out, get married, buy a house, have kids and become the accomplished adult you knew you could be. If you're somewhere between young adult and seasoned parent, you're probably itching for tips on how to make the transition a bit easier.
October 2016
When to Get Life Insurance? 5 Signs You’re Ready
There is not a specific age to buy life insurance. The truth of the matter is that everyone's situation is different when it comes to a need to protect their loved ones. There are, however, a few important milestones in your life that could be an indicator that you need to start considering some sort of coverage to protect your loved ones should you die prematurely.
October 2016
Buying Life Insurance for Grandchildren
Having grandchildren for the first time is a thrilling time. You get to spoil and fawn over a new baby, but still sleep through the night. As any good Grandma or Grandpa knows, though, being a parent and a grandparent isn't just candy, toys and cooing. Here's some helpful advice for first timers to help you (and your kids) be financially smart and prepare for your financial future and that of your first grandchild.
October 2016
Insure Your Love: Why The Month of Love is a Perfect Time for Life Insurance
Are you still brainstorming on the perfect gift for that special someone this Valentine's Day? We have a gift idea that sure to last longer than that bouquet of flowers.
December 2016
Life Insurance for the Unemployed
Life insurance may not be your first thought after you lose your job, but, for anyone with family and assets to protect, its importance shouldn't be underestimated. If you've relied solely on your employer's group life insurance up to this point, then it may be critical for you to find a new policy to ensure there isn't a long lapse in coverage.
October 2016
The History of Life Insurance
How much do you know about the history of life insurance? Discover how the concept came to be and how it's made life insurance more accessible today.
October 2016
A Financial Checklist for Keeping Your New Year's Resolutions
Have you made personal finance part of your New Year's resolutions? Take a look at our checklist to help you get your money in order in 2018.
January 2018
New Year's Resolutions for Every Personal Finance Guru
What personal finance resolutions are you making this year? We have a few suggestions.
October 2016