Why Life Insurance?

Term life insurance policy lengths vary

How Long Do I Need Term Life Insurance?

The world of life insurance is incredibly dynamic, but with so many options and decisions, the silver lining is that you can find a policy that fits your present and future needs.

October 2016

Life insurance for both spouses helps protect home and home life

Do Both Spouses Need Life Insurance? The Short Answer is Likely Yes.

Many of us feel that neither ours nor our spouse's duties are dispensable or easily replicated - that's why it's called partnership. Despite that fact, on average, life insurance for stay at home spouses is rare. Generally, stay at home moms and dads will rely simply on their spouse's group or individual life insurance policy.

October 2016

6 Life Insurance Myths Debunked

Life insurance, much like quantum physics and ancient literature, isn't a topic well understood by many. In fact, in a LIMRA study that tested Americans' knowledge of life insurance, 70% of people failed. While it's true that quantum physics may not affect your everyday, life insurance can have an important and immediate effect on our financial well-being and that of the people who matter most to us. 

September 2016

4 Uses for Life Insurance You Haven’t Considered

You may know that buying life insurance may be part of being responsible and helping to protect your family from financial instability, but do you know how your life insurance policy could be used? 

October 2016

Make Mom Happy: Buy Her Life Insurance for Mother’s Day

Breakfast in bed and flowers are great ways to say I love you, but a life insurance policy says I love you and I want you to be financially secure. That's true romance. 

December 2016

The Dollars & Sense of Buying Life Insurance When You’re Young

Young people are tying the knot later in life, but that doesn't mean that buying life insurance should be put off too. 

October 2016

Exploring the pros and cons of group life insurance

What You Don’t Know About Employer-Paid Life Insurance

For many employees, the benefits provided by their employer can be nearly as important as their wages. Aside from vacation and sick time, many full-time employees are also able to take advantage of a 401(k) match or pension, health, dental and vision care, and maybe even a few employee discount opportunities. Another common benefit employees may partake in is employer-paid life insurance.  

September 2016

Life insurance can help protect a young family’s sweetest moments

3 Personal Finance Essentials Young People Need to Know

When you're a young adult, you generally have to learn to cook, clean, do laundry, manage your finances - all the while focusing on your career and relationships. Eventually though, you'll likely figure it out, get married, buy a house, have kids and become the accomplished adult you knew you could be. If you're somewhere between young adult and seasoned parent, you're probably itching for tips on how to make the transition a bit easier.

October 2016

Home buying is a common reason to buy life insurance

When Is A Good Time To Buy Life Insurance? 5 Signs You’re Ready

There is not a specific age to buy life insurance.  The truth of the matter is that everyone's situation is different when it comes to a need to protect their loved ones.  There are, however, a few important milestones in your life that could be an indicator that you need to start considering some sort of coverage to protect your loved ones should you die prematurely.

October 2016

Buying Life Insurance for Grandchildren and Other Advice for Your First Grandchild

Having grandchildren for the first time is a thrilling time. You get to spoil and fawn over a new baby, but still sleep through the night. As any good Grandma or Grandpa knows, though, being a parent and a grandparent isn't just candy, toys and cooing. Here's some helpful advice for first timers to help you (and your kids) be financially smart and prepare for your financial future and that of your first grandchild.

October 2016

Insure Your Love: Why The Month of Love is a Perfect Time for Life Insurance

Are you still brainstorming on the perfect gift for that special someone this Valentine's Day? We have a gift idea that sure to last longer than that bouquet of flowers.

December 2016

Life Insurance for the Unemployed

Life insurance may not be your first thought after you lose your job, but, for anyone with family and assets to protect, its importance shouldn't be underestimated. If you've relied solely on your employer's group life insurance up to this point, then it may be critical for you to find a new policy to ensure there isn't a long lapse in coverage.

October 2016

Homeowners planning for life insurance

New Homeowners: Add Life Insurance to Your List of DIY Projects

If you've recently taken the leap and bought your own home, you likely have a long list of to-dos. And you aren't alone. An Experian study estimates that new homeowners will buy "more products and services in the first six months after moving than an established resident spends in two years." With all of the responsibility that comes with homeownership, it's no wonder that many families turn to DIY projects as a way to lighten the financial load. 

October 2016

Couple makes financial resolutions in the New Year

A Financial Checklist for Keeping Your New Year’s Resolutions

Have you make personal finance part of your New Year's resolutions? Take a look at our checklist to help you get your money in order in 2017.

October 2016

Couple finds life insurance in the New Year

New Year’s Resolutions for Every Personal Finance Guru

What personal finance resolutions are you making in 2017? We have a few suggestions.

October 2016