"A life insurance agent is there to help guide you through the life insurance buying experience. A life agent can help with everything from determining the right coverage and policy type for your financial situation, to guiding your family through the claims process."
What is a Life Insurance Agent?
A life insurance agent is a person who has undergone extensive training, received licensing from their state(s) insurance department and is appointed with insurance carriers. This background helps ensure that life insurance agents are not only knowledgeable about products and the companies they represent, but that they are working in your best interests.
Most insurance companies and products require a licensed agent to help you buy a life insurance policy. The role of a life insurance agent is to help answer your questions, and provide recommendations on the appropriate product and policy for you. They should also have a thorough understanding of what types of policies are available, which types would be a good fit for your family, financial situation and coverage needs.
At AIG Direct, our nationally licensed life insurance agents are approved to help you with many different types of life insurance and insurance companies. All of our life insurance agents have taken and passed accredited courses to become licensed, participate in on-going training and take refresher courses on new products, regulations and consumer rights. They are very knowledgeable in the products we carry and can help answer any questions you may have about the life insurance buying process.
At AIG Direct, our life insurance agents love their jobs, and are passionate about helping protect families. They work directly with you and the insurance company to help define your family's needs and find an affordable policy that is right for you.
How Should I Choose a Life Insurance Agent?
Buying a life insurance policy can be complicated and confusing. The key to buying the right amount, and the right type of policy at a good rate, is working with a good life insurance agent who:
- Understands - A good life insurance agent should understand your financial situation, as well as your personal situation (i.e.: age, marital status, dependents, etc.). They listen to your needs, ask appropriate questions, and make thoughtful recommendations.
- Explains - Explaining all the details of a life insurance policy, including the options that are available, steps you'll need to take, and requirements of the insurance carrier – in terms you can easily understand
- Provides - Your life insurance agent should give you a personalized recommendation and quote, that fits your current financial and personal situation
- No Pressure - They should not pressure you into a decision, but work with you until you're ready to take the next step
How Do I Find a Life Insurance Agent?
Contact AIG Direct at 800-294-4544 or click here and we'll connect you with one of our professional, knowledgeable and friendly agents. Since 1995, AIG Direct Life Insurance Agents have been helping families find affordable insurance protection - Let us help you and your family, too.
Hear from Our Customers Who Purchased Life Insurance through AIG Direct
The representatives are well trained in their field and give the customer the best plan to suit their needs at the best price. They are helpful with making the process understandable and even help getting everything done over the phone when possible.
Blue Ridge, GA
Motivation: Protect Loved Ones Financially
October 27, 2018
Very professional and easy to work with. I had direct access to my representative for questions or concerns.
Moncks Corner, SC
Motivation: Protect Loved Ones Financially
October 29, 2018
Agent explained the policy in detail. The premium was reasonable compared to AIG's competitors that were offering the same policy amount, but charging almost $100 more.
Irving, TX
Motivation: Protect Loved Ones Financially
October 17, 2018
The endorsements/testimonials presented should not be construed as a recommendation to purchase, or an indication of the value of any product or service. The testimonials are actual AIG Direct customers who are not affiliated with AIG Direct and were not provided compensation.