Life Insurance for Married Couples
Congratulations on finding someone with whom you want to spend the rest of your life and taking the big step into marriage.
As you begin to set up your new household and family, there are many things to consider. Not only will you have to discuss how to handle such things as holidays and household duties, but you will also want to establish a financial plan to reach your long term goals.
As you plan your life together, don't forget about insurance planning as well. Life insurance doesn't have to be just about "what if someone dies" - it can be more about how you'll live, in both the short term and the long term. Do you want to buy a house? Do you want children eventually?
Life Insurance and Marriage
A common type of life insurance for newlyweds is Term Life Insurance. Term life policies typically feature very affordable premiums (or payments) and if you apply when you're still young, you could also benefit from lower premiums than if you put it off for several more years.
If you already had a term life insurance policy before you got married, you'll want to review your life insurance policy with a licensed life insurance agent to make sure it meets the needs of your new married life. You'll also want to review your beneficiaries to include your new spouse.
If you've never thought about life insurance before, a licensed agent can walk you through your life insurance choices and explain the different life insurance options available to you. Either way, our knowledgeable licensed agents can get you a competitive no hassle quote and help you get life insurance that meets your needs, for now and for your exciting future together.
Life Insurance Resources for Newlyweds
If you're a newlywed, your head is probably spinning. You may still be unpacking from your romantic honeymoon, getting settled into your new routine, or trying to come to grips with your new spouse's personality quirks -- which were so cute when you were just dating, but now that you're hitched, don't seem so funny.
Being newlyweds is an exciting time in life, and it turns out, it's also a perfect time to buy term life insurance. Helping to financially protect your spouse in the event something should happen to you is a great way to start off a marriage and give both of you some peace of mind.
So, congratulations on your recent wedding! Now, here are some helpful resources to help newlyweds purchase term life insurance.
- Use a life insurance calculator to find out how much term life insurance you will need to protect your new spouse.
- Read about the differences between Term and Whole Life insurance policies to help decide which coverage may be best for you and your new spouse.
- Find out how to get affordable life insurance rates that may fit any budget.
- Learn more about AIG Direct, one of the nation's largest direct-to-consumer term life insurance agencies.