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How Often Should I Review My Life Insurance Policy?

You should review your insurance needs at least once a year. If you have a major life change, you should contact your insurance agent or company representative as soon as possible. The change in your life may have a significant impact on your insurance needs. Life changes may include:

  • Marriage, divorce or retirement
  • Birth or adoption of a child or grandchild
  • Significant changes in your health or that of your spouse/domestic partner
  • Taking on the financial responsibility of an aging parent
  • Purchasing a new home
  • Refinancing your home
  • Purchasing or investing in a business
  • A loved one who requires long-term care
  • Coming into an inheritance
  • Getting a promotion at work

 

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