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VIP Program Questions

Who is eligible for the VIP Select-a-Term?

Anyone who is age 20 to 80 and who purchases through the www.aigdirect.com/vip URL or calls the phone number 1-800-771-5144.

Are you drafting my first premium before I am approved for the policy?

Your initial premium payment will not be drafted from your bank account or charged on your credit card until after your application is approved and your policy is issued. Providing the payment information at the time of the application may provide you eligibility for limited temporary life insurance.

Do I have coverage while my application is being reviewed?

If initial payment information is submitted with the application and the proposed insured qualifies under the terms of the Limited Temporary Life Insurance Agreement, temporary life insurance may be provided during the underwriting process.


Start your application online now or call one of our licensed agents at 1-800-771-5144.