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Match Your Situation

If you are shopping for term life coverage, you may be asking "why should I get term life insurance" and "what term life insurance is best for me?" Term Life Insurance (or "Term Insurance") is the simplest form of life insurance, and is typically the least expensive. The premium is usually lower than other forms of insurance because no cash value is accrued. With Level Term Insurance, the death benefit stays the same throughout the duration of the policy. Term Life Insurance pays a benefit only if death occurs during the term of the policy, which is usually from one to 30 years. If death occurs after the term of the policy, no benefit is paid.

So if you are still wondering "what term life insurance is best for me?" or "why should I get term life insurance?", call one of AIG Direct's friendly, professional, and fully licensed life insurance agents today. We can help answer your questions and get you a quality term life insurance policy to help protect your family's financial future.

Find helpful information on how to choose what type of life insurance is the best fit for you.

In-home caregivers should consider a term life insurance policy as well as their death will create large child or adult care expenses.

Term Life Insurance helps provide protection for homeowners.

Term Life Insurance is a popular life insurance choice for newlyweds and married couples.


Start your application online now or call one of our licensed agents at 1-800-771-5144.