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Re-issues & Replacing an Existing Policy

It sometimes may be advantageous to re-issue or replace your existing policy with lower-priced coverage. To request a replacement, please call AIG Direct at 1-800-771-5144 and speak to agent who will facilitate this request.

I recently purchased an American General Life Insurance Term Life Policy, can I now get the lower rates?

Under certain conditions we may re-issue your policy at the lower rate:

  • The applicant is under age 70
  • It is within 90 days of policy inforce AND the policy was previously issued through AIG Direct
  • The medical exam was taken within a year of the policy application
  • A statement of health may be required

I recently purchased coverage through another carrier. Can I replace my coverage with the Term Life Policy special rate coverage?

Under certain conditions we may replace your policy at the lower rate:

  • The applicant is under age 70
  • The previously issued policy was NOT through AIGDirect
  • The medical exam was taken within a year of the policy application

 

Start your application online now or call one of our licensed agents at 1-800-771-5144.