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Frequently Asked Questions

If you are thinking about getting term life insurance, you probably have lots of questions. How much is enough? How long should your policy last? Who should you include as beneficiaries on your policy? Get answers here.

You're ready to buy, but how much and for how long?

Term life insurance provides coverage for a specific period of time.

Term life insurance is often considered to be the appropriate coverage when a financial responsibility exists for a specific period of time.

Spouses, children, and other loved ones should be considered in helping secure your family’s financial future with term life insurance.

Life insurance needs change over time. Here are some tips on when you should review your life insurance policy.

- How is the individual term life policy different from the group policy I buy from my employer?
- Should I cancel my supplemental Group Coverage when I apply for Term Life Insurance?
- What happens if I cancel my supplemental Group Coverage and want to reinstate?

It sometimes may be advantageous to re-issue or replace your existing policy with lower-priced coverage.

Questions and answers about the VIP Insurance Program.

Questions and answers about the medical exam process.

 

Start your application online now or call one of our licensed agents at 1-800-771-5144.