With so many life insurance choices -- each with attractive benefits -- choosing the right coverage for your needs and budget can seem daunting. Term or permanent? Universal life or whole life? Medical exam or not?
To properly assess, start by identifying what you want the life insurance policy to help achieve. For example, are you trying to help protect your children financially until they graduate from college? Term life insurance purchased through AIG Direct might be the right direction. Or are you looking to protect loved ones? A whole life insurance or universal life insurance policy might be a good direction.
A Term life insurance policy purchased through AIG Direct ranks among the most popular choices. It's affordable and dependable and can mean getting a significant face amount for a relatively modest payment. The premiums and death benefit stay the same for the entire term, which can run for as long as 30 years. And beneficiaries pay no federal income taxes on the proceeds, based on current tax laws.
Below are links to information that can help you compare product options. We also welcome you to contact us anytime for more information. Our licensed professionals will ask questions and provide answers that will make the process easy and enjoyable - you can contact AIG Direct at 800-294-4544.