Skip to Content

  • Secured with Norton/Symantec SSL Certificate
  • AIG Direct Insurance Services Inc BBB Business Review
  • TRUSTe Enterprise Privacy Certification

NOW offering Term Life Insurance for New York residents

- speak to an agent today about our new lower rates in New York!

No Obligation - Receive your customized quote with no obligation.

30 Day Guarantee - You can cancel your policy in the first 30 days.

Don't leave your loved ones' futures up to chance. Stay one step ahead with term life insurance.

Learn More About Term Life Insurance for NY Residents?

Term life insurance that is now available in New York through AIG Direct covers the policyholder for a specific amount of time, which is known as the term. The term lengths vary according to what the individual chooses. Terms typically range from 10 to 30 years and increase in 5-year increments. Among the most popular life insurance products available, term life tends to be more affordable. It typically provides an amount of coverage for much less than permanent types of life insurance.

Depending on the type of policy, term l life insurance that is now available in New York through AIG Direct can offer fixed premiums for the entire term. The death benefits can be fixed as well. Because it's affordable and the payments can stay the same, term life insurance that is now available in New York through AIG Direct is popular with young people just starting out, families and people who want protection for a specific period of time (for example, someone who wants to protect an income until retirement or while paying off a home mortgage.)

Term life insurance that is now available in New York through AIG Direct doesn't accrue cash value like several other types of life insurance, but with most term policies, beneficiaries do receive the full face amount. For example, if a policy's face amount is $100,000, the beneficiary receives the full amount, pure and simple. Even better, the benefits paid by term life insurance that is now available in New York through AIG Direct are tax-free, according to current tax laws.

Life Insurance Rate Examples

* Example assumes a 40 year old male buying a 10 year term life insurance policy. Example assumes a 40 year old female buying a 10 year term life insurance policy.