My Clients

I love to help my clients protect their families and provide for their future:

Lives Protected


Total Coverage

$2.0 Billion

President's Club

Top Knight Award

Having never considered buying life insurance before, I was at age 66 somewhat clueless about how to go about obtaining the insurance I needed to provide security to my partner in the event something happened to me. Ngan Ho-Rivas, a licensed insurance agent with AIG Direct, guided me through this process and made it possible for me to obtain the term life insurance that I needed with a very reputable company at competitive rates. Ngan was professional and courteous, demonstrating her commitment to excellent service. Her willingness to answer any questions, no matter how small, gave me confidence that I was making the choices that were right for me. I strongly recommend Ngan Ho-Rivas and AIG to anyone who is looking for the right insurance policy.

Meet Ngan Ho Rivas - Nationally Licensed Life Insurance Agent with AIG Direct

Thank you for visiting my page. I look forward to providing your family with peace of mind with life's uncertainty. I've been with AIG Direct since 2005 and over that time I've helped thousands of families secure life insurance protection and my goal is to help you.

I have years of insurance experience and knowledge that allows me to help my clients customize the appropriate products and plans to help provide their family peace of mind for the future. I'm truly passionate about what I do and it shows, as I'm part of the prestigious member of the President's Club in 2006, 2007, and 2010.

My husband Max and I have been married since 2004 and we have two amazing boys. My oldest is Mason and my youngest is Brandon. They are truly a blessing and joy. I love my role as a mother and want to make sure my sons are protected. Every time I look at my boys I feel secure that we have enough coverage in place to make sure that our family is financially protected for years to come. The security I feel about my own family allows me to help other families find the value of adequate life insurance. I'm a true advocate of having life insurance because I see firsthand what it means and can do for families when tragedy hits.

I graduated in 2003 from San Diego State University with my Bachelor's Degree in Business Administration. I'm currently working on getting my CLU (Certified Life Underwriter) designation.

I live my life to the fullest every day and my positive attitude has made me the person and agent I am today. I love spending time with my family and friends. I enjoy the beach, hiking, gardening, and kickboxing.

I am grateful for everything I have in my life and truly blessed to have helped you find your peace of mind. Thanks again for visiting my page!

AR License: 7552790
CA Insurance License 0D87395
TX License: 1349369

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Customer Ratings and Reviews*


Agent Ratings

Agent Knowledge 4.1

Ease of doing business 4.1

Customer Service 4.1







Agent Ratings

5Agent Knowledge

5Ease of doing business

5Customer Service

I was notified that I could upgrade my Life Insurance policy, and was so glad to know that I could. Everything went smoothly and the Agent was so pleasant and helpful. She explained everything so clearly, explaining options, helping me to choose the best for my needs. Ngan,is a wonderful agent. Thanks ***

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My Pics
  • Ngan with her husband and two boys.
  • Ngan with her son inthe park.
  • Ngan enjoying Disney with her family.
  • The boys enjoying some fun times at the park.