My Clients

I love to help my clients protect their families and provide for their future:

Lives Protected


Total Coverage

$1.8 Billion

Top Knight Award

Meet Janelle Pancio - Nationally Licensed Life Insurance Agent with AIG Direct

Thank you for taking a moment to visit AIG Direct and learn more about me. I am truly grateful to have the opportunity to help create financial security for your family.  As your agent, I am here to guide you through the process by putting a simple act of kindness into action before it is too late.

I started my career in financial services and transitioned into the insurance industry in 2013. As an agent at AIG Direct, it is rewarding to know I can make an important impact on one's life. I am dedicated to providing you excellent service with affordable protection.  With the reputable insurance companies we represent, I am confident you will have peace of mind knowing that you made the right decision.

I was born and raised in San Diego and graduated from Cal Poly-San Luis Obispo with a degree in Nutritional Science.  I love being active, running half marathons and practicing yoga.  I have a great support network of family and friends who I adore, especially our dog Ryder. I enjoy traveling, cooking, and watching sports in my free time.  

I look forward to working with you!

AR License: 10428687
CA Insurance License 0G04606
TX License: 1494322

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Do It Yourself (DIY)

You can now apply online for Term Life Insurance, Accidental Death Insurance or Guaranteed Issue Whole Life insurance using one of our hassle free platforms. Work at your own pace and complete your application without leaving your keyboard.

Customer Ratings and Reviews*


Agent Ratings

Agent Knowledge 4.3

Ease of doing business 4.2

Customer Service 4.3







Agent Ratings

5Agent Knowledge

5Ease of doing business

5Customer Service

I was pleasantly surprised by how inexpensive and easy the process was. It's great that they will do the physical in your own home. Little confused by all the optional riders, but easily addressed with a phone call.

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My Pics
  • Janelle with her sister and best friend.
  • Janelle with her family dressed for a special occasion.
  • Janelle and her sister ready for a night out.
  • Janelle's dog - Ryder.