Welcome to AIG Direct’s guide to understanding life insurance. If you’re considering a life insurance policy, this is a great place to begin. The information you find in this guide can help you determine your needs and how to apply for coverage. To learn more about life insurance, we encourage you can read through the following sections or consult with one of our knowledgeable and licensed agents. You can also choose from the menu below if you are interested in a specific topic.

Do I Need Life Insurance

What Is Life Insurance?

The choice to buy life insurance should be an empowering one. Find answers to all of your questions about life insurance here.

September 2016

What is Term Life Insurance

Choosing a Term Policy

Life insurance policies come in a great number of shapes and sizes. If you're choosing a policy for the first time, it's important initially to decide which type of life insurance is ideal for your specific situation. Policies can generally be broken down into two categories - term and permanent. 

October 2016

Applying for Life Insurance

What to Expect When You Apply for Life Insurance

Buying life insurance may seem daunting at first, but with a little guidance from us, you can easily find and apply for a life insurance policy that fits your needs. We have knowledgeable, licensed agents that are always on standby to help guide your decisions. 

October 2016

Life Insurance Medical Exam

Medical Exam Preparations

Simply put, the medical exam portion of the life insurance application process is used to determine if you have any health conditions that could affect your rate class. It shouldn't take more than 30 minutes, and can help you secure a better rate for your life insurance policy.

October 2016

Reviewing life insurance

Managing Your Policy

Once you've secured your life insurance policy, it is important to review your coverage periodically. Reviewing a life insurance policy after important life events or life changes may prompt you to update or increase your coverage.

October 2016